WinterShield Certified Property™: Defensible Winter Risk for Insurers & Owners
Reduce slip-and-fall liability, control winter costs, and prove defensible snow practices to insurers and courts.
Slip-and-Fall Claims Cost Millions Each Year
Commercial property owners and managers face enormous exposure every winter. Without defensible documentation, even a well-managed property can lose in court or face insurance premium hikes. WinterShield Certified Property™ eliminates ambiguity and builds a defensible shield against claims.
Rising slip-and-fall claims and litigation costs
Inconsistent snow service across sites
Lack of clear documentation for insurers
Higher premiums due to risk exposure
Independent Certification Backed by Snow & Ice Experts
WinterShield Certified Property™ provides third-party verification of snow practices for property owners and insurers. Certification ensures that policies, contracts, and site-level operations align with defensible standards, reducing risk and strengthening claims defense.
Contract Review
Ensure scopes of work and service triggers are defensible.
Build or update property-level snow/ice strategies.
Training Guide
Provide clear guidance for site-level staff or contractors.
Preseason Audit & Risk Score
Assess sites, document risks, and build defensibility.
For Insurers: A Defensible Partner Program
WinterShield Certified Property™ is designed to complement insurer programs. Policyholders gain a clear framework for defensible winter operations, and insurers gain reduced claim exposure. Certified properties can demonstrate proactive risk management to lower premiums and strengthen defense in litigation.
How Certification Reduced Risk Exposure
A senior living community enrolled in WinterShield Certified Property™ after several costly slip-and-fall claims. Through contract review, a new snow plan, and site audit, they reduced liability exposure by 40% and regained control over their risk profile.
How Certification Works
Frequently Asked Questions
Q: Does this replace my insurer’s requirements?
A: No, WinterShield certification complements insurance, making policyholders more defensible and reducing claim frequency.
Q: Who benefits from certification?
A: Property owners, managers, and insurers who want to reduce winter liability.
Q: Is certification recognized in court?
A: Yes, certification provides third-party documentation, strengthening defense in litigation.